In a significant development, the 14th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme, Rs. 2000, is expected to be disbursed to eligible farmers in the first week of July. The objective of this welfare program is to provide financial assistance to small and marginal farmers across India. However, some clarification is required regarding the eKYC process and eligibility of both spouses to avail the benefits. Let us look into these aspects and understand their implications on the farming community.
e-KYC: Mandatory Requirement for PM-KISAN Scheme
Under the PM-Kisan scheme, farmers are required to complete the eKYC process to verify their identity and ensure transparency in fund allocation. eKYC, or Electronic Know Your Customer, is an online verification process that enables farmers to verify their personal details and link them to their Aadhaar card, bank account and land records. By making EKYC mandatory, the government aims to prevent fraudulent practices and ensure that benefits reach the right beneficiaries.
Eligibility of both husband and wife for PM-Kisan scheme
A common question among farmers is whether both husband and wife can avail benefits under the PM-Kisan scheme. The answer to this question depends on several factors. Let’s explore the scenarios to understand the eligibility criteria:
Joint ownership of land: If the agricultural land is jointly owned by both husband and wife, they are entitled to benefit separately. Each spouse can register as individual farmer and provide their respective details for eKYC verification.
Separate Land Ownership: In case husband and wife own separate land both are entitled to benefit independently. They have to ensure that their land records are properly updated and complete the eKYC process in person.
It is important to note that irrespective of ownership or division of land, the eligibility criteria prescribed by PM-Kisan Yojana must be fulfilled by both spouses. This includes documents required as per scheme guidelines, such as Aadhaar card, bank account details and land records.
How to complete eKYC process for PM-KISAN scheme
To successfully complete the eKYC process for PM-KISAN scheme, farmers can follow the steps below:
Visit Official PM-Kisan Portal: Access the official website of PM-Kisan scheme.
- Click on “Farmer’s Corner”: Look for the “Farmer’s Corner” section on the homepage of the portal and click on it.
- Select “New Farmer Enrollment” : Select the option for New Farmer Enrollment.
- Provide Aadhaar Details: Enter your Aadhaar card number and select the checkbox to consent to verification.
- Verify Aadhaar: Click on “Verify” button to verify your Aadhaar details.
- Complete Personal Details: Fill in all required personal information including your name, date of birth, gender and contact details.
- Add Bank Account Details: Enter your bank account number, IFSC code and other required banking information.
- Submit Land Details: Provide accurate land records including ownership details and survey number.
- Review and Submit Application: Double check all the information provided and submit the application.
- Check Application Status: Monitor application status on PM-Kisan portal. Once approved, you will receive the benefit directly in your bank account.
Conclusions
PM-KISAN scheme plays an important role in supporting small and marginal farmers by providing financial assistance for their agricultural needs. 14th installment, Rs. 2000 amount, expected to be deposited in the first week of July, farmers need to ensure that their eKYC process is completed properly and their details are up-to-date. Further, if both husband and wife meet the eligibility criteria and meet the required eKYC requirements, they can avail the benefit. By effectively availing PM-KISAN scheme, farmers can increase their livelihood and contribute to the development of agriculture sector in India.