Are you a Bank of Baroda customer with an inactive account? Perhaps you’ve been away from banking for a while, and now you’re ready to reactivate your account. Don’t worry, it’s a simple process! In this article, we will guide you step by step on how to reactivate inactive Bank of Baroda account. Let’s get started!
Why Bank of Baroda Dormant Account
Before we get into the reactivation process, let’s first understand what a deactivated account is. Inactive account is an account in which no transactions have taken place for a specified period. In the case of Bank of Baroda, an account is considered inactive if there has been no customer-generated transaction for two years or more.
Read More: Types of Savings Accounts in India
Due to Account Inactivity
There can be many reasons for your Bank of Baroda account to become inactive. Maybe you moved to another country, or you haven’t used your account for a long time. Whatever the reason, reactivating your deactivated account is relatively easy.
Steps to Reactivate Inactive Bank of Baroda Account
1. Visit the Branch: The first step is to visit your nearest Bank of Baroda branch. It is necessary to bring your passbook, identity document and other necessary documents.
2. Talk to the bank representative: Upon reaching the branch, tell the bank representative that you want to reactivate your inactive account. They will guide you and provide the necessary forms for reactivation.
3. Fill the Reactivation Form: Fill the reactivation form provided by the bank representative. Make sure that all the required information is filled correctly. Double-checking your details will save you time and unnecessary visits to the bank.
4. Prove your identity: To reactivate your deactivated account, you will need to prove your identity. Provide necessary identification documents as requested by the bank representative. This may include your Aadhar Card, PAN Card, Passport, or any other valid ID issued by the government.
5. Submit the forms and documents: Once you have filled the reactivation form and provided the required identity documents, hand them over to the bank representative. They will verify and process your request.
6. Update your passbook: After submitting the required documents, the bank will update your passbook with the reactivation information. The account reactivation process may take some time to complete, so it is advised to check your passbook from time to time.
7. Start using your account: Congratulations! Your Bank of Baroda inactive account is now reactivated. You can start using your account for banking transactions once again. Be it deposits, withdrawals, or any other banking service, your account is now fully operational.
Benefits of Reactivate Inactive Bank of Baroda Account
By reactivating your inactive Bank of Baroda account, you regain access to various benefits and services. Here are some advantages:
• Convenience: Reactivating your inactive account eliminates the need to go through the process of opening a new account. You can continue to use your existing account without any interruption.
• Banking Services: Upon reactivation of your account, you can enjoy the full range of banking services provided by Bank of Baroda. From online banking to personal customer support, you can access all the services available to account holders.
• Financial History: Reactivating a dormant account ensures that your financial history is maintained. This can be especially helpful when applying for a loan or obtaining a loan in the future.
Conclusion
If you have a dormant account with Bank of Baroda, don’t let it remain dormant any longer. Reactivating your account is a straightforward process that ensures you get access to all benefits and functionalities. Visit your nearest Bank of Baroda branch today, follow the given steps, and start using your account with ease. Reactivate Inactive Bank of Baroda Account and embrace the world of banking once again!
