EPF Form 10D is the crucial document used to claim monthly pension under Employee Pension Scheme (EPS). It is required for employees who have completed certain years of service and are eligible for pension after retirement. In this article, we will explore the eligibility criteria, required documents and provide a step-by-step guide on how to fill EPF Form 10D accurately.
Eligibility for EPF Form 10D
To be eligible for EPF Form 10D, one must fulfill the following criteria:
- Years of Service: An employee must have completed at least ten years of service to be eligible for monthly pension.
- Age Criteria: The employee should be at least 50 years of age or have attained the age of superannuation, whichever is earlier.
Documents Required for EPF Form 10D
While filling EPF Form 10D, the following documents are generally required:
- PAN Card: A copy of the Permanent Account Number (PAN) card is required to validate an individual’s Tax Identification Number.
- Aadhaar Card: Copy of Aadhaar Card is required for identity verification and authentication purposes.
- Bank Account Details: Individual’s bank account details including account number, bank name and branch need to be provided for pension disbursement.
- Canceled Cheque: A canceled check is required as proof of one’s bank account.
- Proof of Date of Birth: Documents such as birth certificate, passport or school leaving certificate should be submitted as proof of one’s date of birth.
- Service Record: A service record or employment certificate issued by the employer showing the period of service and last drawn salary is required.
How to fill EPF Form 10D
Follow these step-by-step instructions to fill Form 10D correctly:
- Personal Information: Enter your personal details such as name, address, contact number and email address in the relevant fields.
- EPF Account Number: Provide your EPF account number, including establishment code, extension and account number.
- Date of Birth: Enter your date of birth in DD/MM/YYYY format.
- Date of Joining and Leaving Service: Enter the date of joining and date of leaving service in the respective fields.
- Reason for leaving service: Specify the reason for leaving service, such as retirement, resignation or retirement.
- Pension Details: Provide details related to your pension, including date of pension sought, type of pension and name of pension disbursing authority.
- Nomination Details: If you want to nominate someone to receive the pension in case of your death, give the required details of the nominee.
- Bank Account Details: Enter your bank account details including account number, bank name and branch.
- Declaration and Signature: Read the declaration carefully, fill the required information and sign the form at the appropriate place.
Conclusion
EPF Form 10D plays an important role in claiming monthly pension under the Employee Pension Scheme. By understanding the eligibility criteria, gathering the necessary documents and filling the forms accurately, individuals can ensure a smooth process of getting the pension benefits they are entitled to.
